Managing your savings, is something you can learn.
Monevia brings together the knowledge and tools to understand and calculate your savings, completely on your own terms.
Simulator · no sign-up
What could your savings become?
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Your contributions
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Generated by interest
This result doesn't include exit taxation.
Depending on the wrapper (PEA, brokerage, life insurance) and your tax bracket, the real available capital changes. The Monevia app (Premium) computes your after-tax capital, wrapper by wrapper.
Get my after-tax capital in the app →Benchmarks · updated September 21, 2026
Key figures
Updated benchmarks to situate your savings in the current context.
Livret A — current rate
1.7 %
Government-guaranteed
Popular savings account (LEP)
2.5 %
Income conditions apply
Euro fund — 2024 market avg.
2.6 %
Market average (ACPR)
MSCI World — 10-year annualized return
11.5 %
Avg. annual return over 10Y
Indicative data, updated regularly. Not investment advice.
Saver's compass
Where to start?
Choose your profile to access the most relevant resources.
I'm just getting started
You want to grow your money but don't know where to begin? Discover the basics of budget management and compounding.
I want to optimize my wrappers
Understanding taxation, fees and investment horizons is key to not losing money. Compare the main market options.
I want investment vehicles
Not sure which assets to include in your strategy? Explore our reference sheets on ETFs, REITs and euro funds.
Why Monevia
Much more than a spreadsheet.
100% private
Your financial data stays exclusively on your iPhone. No account, no external server.
French tax engine
Automatic handling of French wrapper taxation (PEA after 5 years, flat tax, allowances).
Multi-account projection
Combine all your accounts (PEA, PER, life insurance, savings books) in one place.